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Business Insurance

Insurance Products

Business Insurance

As a business owner, we know you are hard at work. Let us handle some of your workload. We can establish a protection plan to cover unforeseen business expenses and damages. It doesn’t matter what your business’ size or needs are; we can provide the same quality coverage and service — at the appropriate level for your company, customized for you.

Business insurance generally falls under 3 categories:

Don’t wait any longer to protect your business. Get the peace of mind you need and deserve. Our agents are ready to help you find the perfect policy.

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Commercial Auto Insurance

A commercial auto policy is necessary if you use a personal vehicle for business or a whole fleet.

This policy could cover any physical damage to the automobile and liability situations that you or one of your employees may encounter while using a vehicle for business purposes.

Commercial Auto Insurance requirements differ from state to state. We are prepared to review your commercial auto insurance needs with you or design a plan that best fits your business.

General Liability Insurance

We are here to help with your business insurance needs. We can help educate and guide you through your daily business risks and provide solutions to save money and time. Quality business insurance will protect your assets and employees from the unexpected.
General Liability is your first line of defense in protecting your business. It generally can provide coverage for bodily injury, property damage, damage to rented property, personal and advertising injury, and products or operations.

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Professional Liability Insurance

Business insurance can be tricky, but it is necessary. Professional liability fills coverage gaps for professionals not covered by general liability. This type of insurance is often required by law or contract. It could offer protections that cover financial losses clients or other people suffered because of your error or lack of action.

If you are in business to serve the needs of others by representing them, designing solutions, or offering advice, you will benefit from having professional liability. Examples of such professionals include real estate agents, property managers, attorneys, accountants, consultants, engineers, and others.

Workers Compensation Insurance

Workers Compensation is more than a legal requirement. It is an investment in your business and employees. If an employee is injured at work, your business could be covered with a workers compensation policy. Proper coverage will help your business long-term by retaining skilled and experienced employees. This protection includes coverage for medical bills, care costs, and a portion of lost wages. Workers’ compensation coverage means your employees will get adequate medical treatment and financial assistance to help them return to work healthy.

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For more information, contact us today!

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Ridge Insurance Agency

Address:
20550 Route 19 Suite 15
Cranberry Township, PA 16066

Hours:
Monday - Friday
9:00 AM - 5:00 PM

Contact Us

Phone: (724) 772-8880
Fax: (724) 772-8882
Email: insurance@ridgeagency.com

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